I admit it, I use my credit card for everything. #1 I love getting the points. #2 I don’t like to carry a lot of cash. #3 I like to look at my statements and see where I spend my money. With that said I hate when I go somewhere and pull out my credit card and am told there is a $10 minimum. My husband will literally charge a $1.50 slurpee at 7/11. So we don’t take well to these “credit card minimums”. Take my trip to Chelsea Thai last week. It is a small restaurant in the building where I work (The Chelsea Market). I usually order food from them online from gomobo.com, but I decided to pop in there last week and order it in person. Imagine my surprise when I place my $9.54 order only to be told there was a $10 minimum. They told me I should add a drink to my order. Um, but I don’t want a drink. I explained to them that I order this same thing online all the time and always pay with card. They didn’t seem to care. It was basically cash or the highway. I chose the highway. I had to take a stand. Funny thing is I decided to take that stand one step further. So I went upstairs logged onto gomobo.com and placed the same exact order, online, with the credit card. I then went down there 15 minutes and picked up the order. Ha ha, I pulled one over.
The bigger point, though, is that they were willing to lose a customer over a silly credit card minimum. As far as I knew these minimums were not Kosher with credit card companies either. I just googled it, though, to find out the exact violation and learned that as part of a financial reform bill from last year companies can actual set minimums (this article explains it well). I am bummed to hear that this is no longer against the rules, because restaurants need to know that this practice isn’t good for business. It’s not just Chelsea Thai either. I know other businesses that do this too. In the future I am honestly going to try to avoid these places. I just think either you take credit cards or you don’t.
Oh and don’t get me started on places that don’t take credit cards at all because they are missing out on a lot of business too! I know credit card companies charge businesses fees, but isn’t it better to have something of something, than nothing of nothing?